Educational loans include commercial educational loans and state educational loans with fiscal interest discounts. 助學(xué)貸款包括商業(yè)性教育助學(xué)貸款和財政貼息的國家助學(xué)貸款兩種。
There are a lot of reasons that may result in reluctance repayment for government-subsidized student loan, so it is essential to analyze the students' repayment behavior. 摘要完善國家助學(xué)貸款機制的最基本條件是健全信貸學(xué)生的誠信機制。