At present, the domestic financial academe is still in a heated debate on the pros and cons of conglomerated financial operations. 目前國內金融理論界對金融混業(yè)與分業(yè)經(jīng)營(yíng)的利弊得失爭論不休，對中國是否能夠或應當開(kāi)展混業(yè)經(jīng)營(yíng)還莫衷一是，更遑論如何混業(yè)經(jīng)營(yíng)的探討了。
Chapter Four explains that the mixed operation mode should be eventual choice for Chinese state-owned commercial banks in purpose of improving their competitiveness. 第四部分闡述了國有商業(yè)銀行自身的競爭力提高對經(jīng)營(yíng)模式的要求，認為混業(yè)經(jīng)營(yíng)模式是其必然選擇。
