Capable commercial banks will be permitted to offer consumer credit,and will be encouraged to provide some new consumer loan products on a trial basis. 允許有條件的商業(yè)銀行經(jīng)批準開(kāi)辦消費信貸業(yè)務(wù)，鼓勵商業(yè)銀行試辦一些消費貸款的新品種。
Support the development of individual housing consumption and steady consumer automobile loans, prohibit the issuance of non-earmarked personal consumption loans. 支持穩步發(fā)展個(gè)人住房消費和汽車(chē)消費貸款，嚴禁發(fā)放個(gè)人無(wú)指定用途消費貸款。
Information asymmetry is the source of consumer loan credit risks. 信息不對稱(chēng)是消費信貸信用風(fēng)險產(chǎn)生的根源。
Next, analyze the restrictive factor of personal consumption credit. 其次分析國內個(gè)人消費信貸業(yè)務(wù)的制約因素。
