The other is for commercial banks' finance innovation that adopts impawn and joint assurance to broaden the scope of individual's loan service. 另一方面是啟發(fā)商業(yè)銀行在對待個(gè)人貸款業(yè)務(wù)時(shí),可采用信貸創(chuàng )新,擴大自然人擔保貸款的貸款規模和貸款用途,開(kāi)拓范圍更廣的個(gè)人貸款業(yè)務(wù)。