The bank said it was strengthening its underwriting standards, investing in collections operations and working to reinvigorate its risk management culture, Mr Smith said. 該銀行表示，這是加強其承保標準，投資于集合行動(dòng)和工作，以重振其風(fēng)險管理文化，議員史密斯說(shuō)。
Because of the longtime operation under planning-economy system,commercial banks in our country lack necessary risk-managing culture and practice. 由于我國商業(yè)銀行長(cháng)期在計劃經(jīng)濟體制下經(jīng)營(yíng)，缺乏必要的風(fēng)險管理文化和實(shí)踐經(jīng)驗，因此，借鑒國際銀行業(yè)先進(jìn)的風(fēng)險管理理念，加快向全面風(fēng)險管理轉變，對我國商業(yè)銀行的改革和發(fā)展具有重要的意義。
