While some thrift institutions have acquired demand deposit authority, their participation in money creation is limited relative to banks which hold nearly all business demand deposits and the majority of individual and government demand deposits.

 
  • 盡管一些儲蓄機構也獲得了提供活期存款的授權,但與商業(yè)銀行相比它們創(chuàng )造信用的能力十分有限,由于商業(yè)銀行擁有幾乎所有企業(yè)的活期存款、絕大部分個(gè)人和政府的活期存款。
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