The main reason for secured loans is to reduce the bank risk of loss if the borrower is unwilling or unable to repay the loan at maturity.

 
  • 實(shí)行抵押貸款的主要原因是當借款人在貸款到期日不愿或無(wú)力償還貸款時(shí),可減少銀行遭受損失的風(fēng)險。
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