Housing mortgage was (i) concentrated in a handful major cities and areas where housing prices rose strongly; (ii) accompanied by a rapid growth in housing provident funds, and (iii) with a low ratio of non?performing loans (NPL).

 
  • 個(gè)人購房貸款呈現以下特征:一是集中于少數重點(diǎn)城市和熱點(diǎn)地區;二是個(gè)人住房公積金貸款快速增長(cháng);三是個(gè)人購房貸款的不良率較低。
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