Commercial banks of our country control loans risk by managing the risk grade of single loan, which need adjusted in order to meet with the fierce competition. 我國商業(yè)銀行通過(guò)控制單筆貸款的風(fēng)險等級實(shí)現控制總體貸款組合風(fēng)險等級目標的方式亦需要在趨于白熱化的競爭中開(kāi)始變革，以適應不斷變化的外部環(huán)境。
Risk ranking is useful when management needs to evaluate both quantitatively-assessed and qualitatively-assessed risks within the same organizational framework. 風(fēng)險等級有助于在相同的組織結構中評估相同的定量評估和定性評估的風(fēng)險。
