As for the fixed-rates loan, the market value of the loan and the LTV will increase when the market interest rate falls, leading to the voluntary default or advanced loan repayment of the debtor.

　
英 美
  • 對于固定利率貸款，在市場(chǎng)利率下降時(shí)，貸款的市場(chǎng)價(jià)值及LTV將提高，導致借款人主動(dòng)違約，或者提前還款；
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